MoneyiQ

(1)What is an Emergency Fund? Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!

(1)What is a Lien? You may have heard of a lien, but what is it?

(1)Start Protecting a Child's Personal Information at an Early Age Starting to protect a child’s personal information early can save them from big headaches later on.

(1)Is this Company Legit? Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product—but you’ve never heard of the company. Is it safe to click “Buy”?

(1)How to Start an Emergency Fund You’ve probably heard about the importance of an emergency savings fund, but sometimes it can be difficult to know where to start.

(1)AI Phone Scams Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams?

(1)Think About Your Loan When Purchasing A New Or Used Vehicle A loan can put you behind the wheel of a new or used vehicle, but are all loans created equal? Here are some things to consider.

(1)Need A New Vehicle? Should You Buy Or Lease? Is it time for a new vehicle? Should you buy or lease? Here are some things to consider.

(1)Tips To Help Save You Money When Buying A New Vehicle There are many things you can do to keep from crashing your bank account when buying a new vehicle.

(1)Starting a Family? It's Time to Begin Your Financial Planning Thinking about starting a family? Then it’s time to look closely at your finances because the costs will add up quickly.

(1)It’s Important To Learn About Managing Your Money While In College It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.

(1)What Are Some Top Priorities For Family Financial Needs? Families face a variety of daunting financial challenges. Here are some tips that might help you meet your needs.

(1)Mortgages and Federal Funding Rates Maybe you’ve seen a headline that said, “The Fed is raising interest rates”—but what does that mean for you as a consumer?

(1)What Should You do if You Can't Make Your House Payment You did your research, you bought responsibly—but the unthinkable happens, and for some reason, you can’t make your mortgage payment. What do you do?

(1)What is a Reverse Mortgage? You may have heard of reverse mortgages, but do you know what they are? Learn about some of the ins and outs today!

(1)A Property Tax Appeal Could Save You Money If you are a homeowner, you can pretty much count on getting an annual property tax bill. But did you know you can appeal your property taxes?

(1)HELOC Loans If you’re considering a kitchen remodel or another big expense, you might want to look into a home equity line of credit, or HELOC.

(1)How Your Credit Score Affects Your Ability to Purchase a Home When buying a home, one of the most important factors in whether or not you get a loan and what your interest rate will be is your credit score.

(1)The Importance of Home Inspections Buying a house is a huge expense. Is it worth spending a few hundred more for a professional home inspection? Yes!

(1)Home Equity There are a variety of advantages to buying a home, and a big one is the ability to build equity.

(1)Things to Think of When Buying an Investment Property If you’re thinking about buying an investment property to make money each month or sell for a profit in the future, there are a lot of things to keep in mind.

(1)Costs to Selling a Home While most people think about the profit they’d like to make when selling their home, there will be some expenses to keep in mind.

(1)Buy A Dream Home That Isn’t A Financial Nightmare Don't let finding your 'dream home' turn into a financial nightmare. Here are some things to keep in mind.

(1)Learn Ways To Protect Yourself From Moving Scams Getting ready to move? Learn how to avoid getting caught in a costly moving scam.

(1)Your Plan of Attack After a Hack When merchants are hacked, consumers are at risk. Is your credit or debit card in danger? Is there anything you can do? Find out now.

(1)Making the Most of Credit Card Rewards Credit cards should do more than help you spend; they should help you get rewards too! Learn what that can mean for you.

(1)Can’t Qualify For A Traditional Credit Card? There Are Other Options To Consider. Can't qualify for a traditional credit card? There are other options worth considering.

(1)Can’t Find Your Payment Card? You Might Be Able To Turn It ‘Off’ Or ‘On’ Remotely. Have you ever panicked over a misplaced debit or credit card? The solution might be simple - just turn your card off. Learn more.

(1)Should I Use A Debit Card Or A Credit Card? Do you know the differences between debit and credit cards?

(1)Reasons Why You Should Use A Credit Card For Online Purchases What type of card should you use when shopping online? Your credit card is probably safest. Find out why.

(1)Cybercrooks and Retirement Accounts You check your bank account regularly for signs of cybertheft because it’s a smart thing to do, but when was the last time you looked at your retirement account?

(1)What is Multifactor Authentication? Hackers are always looking for ways to access your email and other important accounts, but multifactor authentication can make that far harder to do – so your information is safer.

(1)The Importance of Backing Up your Computer Are you backing up your important computer files at home? Without backups, you could lose important files--forever!

(1)Public Wifi Whether you’re at home, at the office, or especially on a public wifi network, there are steps you can take to stay secure and guard your personal information.

Are You Prepared for a Cyberattack? In the midst of escalating international tensions, the threat of a cyberattack is at its peak. Are you prepared?

(1)What Is The Dark Web And Why Should You Care? What happens when stolen information shows up on the Dark Web. Is there anything you can do about it?

(1)Your Computer Has Malware. What Should You Do? Malware can be devastating. Here are some warning signs and things you can do to prevent it.

(1)Zombie In Your House? Protect Your Computer From Becoming Part Of A Botnet. How do you know if your computer is part of botnet? Here are some things to look for.

(1)Protect Your Data From Being Held Hostage By Ransomware Are you guarding your digital information from being held hostage by ransomware? Learn what you can do.

(1)Online Account Takeover People want access to your accounts. Learn how to to keep your money safe.

(1)What is a Lien? You may have heard of a lien, but what is it?

(1)Estate Planning for All Ages Planning for your twilight years, including estate planning, is important for everyone.

(1)What is Buy Now, Pay Later? When buying a product online or in a store, you might be offered the option to ‘buy now, pay later.’ What is it, and how does it work?

(1)What is Inflation? What is inflation, and what does it mean for the average consumer? Inflation is a rise in prices, or a decrease in the purchasing power of money.

(1)What is a Recession, and How to Prepare What is a recession, and how you can you prepare? Learn more today.

(1)What Happens When the Fed Raises Or Lowers Interest Rates? How are consumers affected when the Fed lowers or raises lending rates?

(1)FDIC Insurance Protects Your Money Deposits Learn how FDIC insurance protects the money deposited into your covered accounts.

(1)Is this Company Legit? Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product—but you’ve never heard of the company. Is it safe to click “Buy”?

(1)AI Phone Scams Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams?

(1)QR Code Scams QR codes, or Quick Response codes, are a convenient way to share information. But these convenient little codes have become a major target for scammers out to steal your money.

(1)Watch Out for Package Delivery Scams With online shopping, it seems like we’re always waiting for a package to be delivered—and scammers know that. Learn how to protect yourself today.

(1)How to Verify a Charity Before Donating Donating to charities can have a positive impact on countless lives, and it pays to give where your dollars will make the most difference.

(1)Rental Listing Scams New job, new city, new place to live -- Renting might be a great option. But you need to watch out for rental scams that can cost you a chunk of cash.

(1)Don't Get Zapped by Utility Scams Utility scams are the most common type of scam reported to the Federal Trade Commission. Learn to spot the signs so you don't get zapped by one!

(1)Beware of Government Imposter Scams Important government programs designed to help citizens can backfire when scammers get involved!

(1)Don't Fall for Tech Support Scams You don’t have to be a computer expert to recognize a tech support scam when you see one.

(1)Beware of Work from Home Scams While many businesses are offering legitimate remote work opportunities, there are also many work-from-home scammers who are looking for targets.

(1)Watch Out For Signs of a Romance Scam Looking for romance online? Don't get scammed.

(1)Don’t Get Tricked By An Online Job Search Scam Looking for a job online? Be careful of job scams that could cost you money and still leave you without work.

(1)Keep Yourself Safe From Medicare Scams And Fraud Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.

(1)Some Scammers Are Targeting Personal Payment Apps Some scammers are trying to use that handy peer-to-peer mobile payment app to trick you out of your money. Learn more.

(1)Students Need To Watch For Possible Scholarship, Job Scams Students need to be on the alert for scholarship and job scams. Find out why.

(1)Be on The Alert For ‘Update Account Information’ Scams ‘Update account’ scams are common and can look very real. Here are some things to watch out for.

(1)Learn Ways To Protect Yourself From Moving Scams Getting ready to move? Learn how to avoid getting caught in a costly moving scam.

(1)Are Robocalls Driving You Crazy? Are Robocalls Driving You Crazy? Here are some things to think about the next time you get an unwanted call.

(1)Watch Out For Scammers Claiming To Be From Your Bank Here are some important things to think about if someone calls claiming to be from your financial institution.

(1)Watch Out For Caller ID Spoofing Phone Calls Your telephone can be a gold mine to scammers. Find out what you can do to prevent caller ID spoofing.

(1)Protect Yourself From Costly Check Overpayment Scams Beware if someone overpays you and then asks you to refund the overpayment amount. It could be a costly scam.

(1)Seniors Need To Watch Out For Home Repair Scams Seniors need to watch out for home-repair scams. Here are some tips to protect your money.

(1)Protect Yourself From Becoming A Victim Of Gift Card Scams Whether you get or give gift cards, you need to watch out for scammers. Find out why.

(1)Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do If you see or suspect financial abuse of the elderly you should report it. Find out why.

(1)Secret Shopper Scams Can Leave You Holding The Bag Find out how secret shopper scams can leave you holding the bag.

(1)Be Alert For Scams Targeting The Elderly Scammers often try to target the elderly. Here are some common scams to watch out for and some things you can do.

(1)Avoid Online Shopping Scams Buying online can be costly if you’re not careful about scams involving shopping and shipping. Learn how to protect yourself.

(1)Beware of the 'Grandparent Scam' Don’t let scare tactics make you a victim of the ‘grandparent scam.’

(1)Beware of Chip Card Phishing Scams Learn how to avoid chip card scams designed to steal your personal information.

(1)Watch Out For Prize Scams – So You Don't End Up Losing Find out how prize scams can cost you money or steal your personal information - and learn what you can do to protect yourself.

(1)Preventing Financial Abuse Of The Elderly Financial abuse of the elderly can be devastating. Learn how you can spot the signs and stop this abuse.

(1)What is an Emergency Fund? Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!

(1)How to Start an Emergency Fund You’ve probably heard about the importance of an emergency savings fund, but sometimes it can be difficult to know where to start.

(1)Emergency Savings Can Help You Through Tough Times Building an emergency savings account can help you get through tough times. Learn what you can do.

(1)What is an Escrow Account? If you recently bought a house, your lender may have mentioned the term escrow. What does it mean? Learn more today!

(1)Getting Pre-qualified or Pre-approved for a Mortgage Loan When you are looking to buy a home, getting prequalified or preapproved for a mortgage loan is strongly recommended.

(1)Loan Options for First-Time Home Buyers Do you know that as a first-time homebuyer you might qualify for a low- or no-down-payment home loan?

(1)What is a Qualified Mortgage? Buying a home is a big step, so get a mortgage you can live with. A Qualified Mortgage is the safest choice.

(1)Getting A Home Loan Might Be Easier Than You Think Worried about the down payment for a home? You might have saved enough already.

(1)Thinking About Refinancing Your Home Mortgage? There are several reasons for refinancing your home mortgage. Is one right for your needs?

(1)Start Protecting a Child's Personal Information at an Early Age Starting to protect a child’s personal information early can save them from big headaches later on.

(1)Protect Yourself from Check Fraud Do you send paper checks through the mail? Do you know how to protect yourself against check fraud?

(1)What is a Credit Freeze? If you break into a sweat at the thought of identity theft, you might want to consider a credit freeze.

(1)What is Social Engineering? Social Engineering is any malicious activity that takes advantage of people by tricking them into sharing private information.

(1)Placing a Fraud Alert If you’re the victim of identity theft, or think you may be at risk, you should act quickly to protect yourself from further financial damage.

(1)Start Protecting A Child’s Personal Information At An Early Age You should start protecting your child's personal information from identity theft at an early age. Here are some tips.

(1)Public Wifi Whether you’re at home, at the office, or especially on a public wifi network, there are steps you can take to stay secure and guard your personal information.

(1)Learn How To Protect Yourself Against Identity Theft In College Learn how to protect yourself from identity theft while you’re in college. It’s a lesson that can last a lifetime.

(1) Some Stolen Personal Data Is More Sensitive Than Others Not all stolen data is equal. The more sensitive the information, the more damaging it can be. Learn what you can do.

(1)Are You A Victim Of Identity Theft? It’s Time To Take Action. You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.

(1)Protect Important Paper Documents To Keep Safe From Identity Theft Are your paper documents safe from prying eyes that can lead to identity theft? Here are some things to consider.

(1)What Is A Data Breach And What Should You Do? A data breach doesn't mean you will become an identity theft victim, but it can lead to that. Find out what you can do.

(1)Beware of Chip Card Phishing Scams Learn how to avoid chip card scams designed to steal your personal information.

(1)Online Account Takeover People want access to your accounts. Learn how to to keep your money safe.

(1)What Is Skimming? Learn how to protect your debit, credit and ATM transactions from money skimmers.

(1)What is Phishing & Smishing? Learn how to keep your identity safe from dangerous Phishing and Smishing scams.

(1)Start Protecting a Child's Personal Information at an Early Age Starting to protect a child’s personal information early can save them from big headaches later on.

(1)Teaching Kids to Use Debit and Credit Cards As a parent, preparing your teen to make smart financial decisions can seem daunting, so it's best to start early.

(1)Start Protecting A Child’s Personal Information At An Early Age You should start protecting your child's personal information from identity theft at an early age. Here are some tips.

(1)You Can Help your Child Learn How to Manage their Savings Teaching kids to save money is an important task that can benefit them throughout their lives.

(1)Keep Your Child’s Money Safe – And Growing – With A Savings Account There are ways to keep your child's savings safe, accessible, and growing. Learn how!

(1)Take Some Time To Teach Young Kids The Basics Of Money How do you start teaching young children about money? You talk about it in simple terms. Here are some examples.

(1)Students Need To Watch For Possible Scholarship, Job Scams Students need to be on the alert for scholarship and job scams. Find out why.

(1)College Is Expensive. Start Thinking About Money For School Now. College is expensive. Here are some things you should start thinking about now.

(1)Checking Accounts Can Help Teens Keep Track Of Money A checking account can be a great tool for teens. Find out why.

(1)You'll Save Money by Making More Than the Minimum Payment You’ve heard a lot about how essential it is to pay your bills on time and make at least the minimum payment - but here’s one more important piece of advice: Pay more whenever you can.

(1)Paying Off Debt: Snowball vs. Avalanche Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.

(1)Do You Know When You Need To Start Repaying Your Student Loans? When it comes to your student loan, do you know when your payments will begin and how much you'll need to pay?

(1)Worried about late or lost mail? It's time for Online Bill Pay Late delivery of bills or payments sent through the mail can be frustrating--and costly. Online Bill Pay can help!

(1)Online Banking: There When You Need It Most The pandemic has opened our eyes to new ways of doing old things - and one, is banking. See how online banking keeps the doors open 24/7.

(1)It Can Be Easy To Transfer Money To Family And Friends Need to transfer money to a family member or friend? There are banking tools you can use to make it easy.

(1)How Much Should I Save for Retirement? No matter where you are in your career, one important question to ask yourself is: “Am I saving enough money for retirement?”

(1)Early Retirement and How to Make it Happen Many people dream about retiring early, but if that’s your goal, you’ll need to save enough money to make it happen.

(1)Tips On Looking Toward Retirement Income And Expenses Will you have enough money when you retire? Here are some things to think about.

(1)Are You Missing Out On ‘Free’ Retirement Money At Work? Are you passing up a chance to get ‘free’ money at work? Learn how 401(k) matching funds make big a difference.

(1)Saving For Retirement? Consider 401(k) Plans And IRAs Saving for retirement? Learn how 401(k)s and IRAs can help you meet your goals.

(1)Keep Yourself Safe From Medicare Scams And Fraud Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.

(1)Tips To Help Seniors Keep Their Money Safe Online and mobile banking have tools to help seniors keep their money safe. Here are some things you can do.

(1)Tips to Protect Yourself from Elder Financial Abuse Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.

(1)Watch Out For Scammers Claiming To Be From Your Bank Here are some important things to think about if someone calls claiming to be from your financial institution.

(1)Don’t Share Too Much On Social Media It's best not to share too much personal information on social media. Learn why.

(1)Reporting Suspected Financial Abuse Of The Elderly Is The Right Thing To Do If you see or suspect financial abuse of the elderly you should report it. Find out why.

(1)Be Alert For Scams Targeting The Elderly Scammers often try to target the elderly. Here are some common scams to watch out for and some things you can do.

(1)Beware of the 'Grandparent Scam' Don’t let scare tactics make you a victim of the ‘grandparent scam.’

(1)FDIC Insurance Protects Your Money Deposits Learn how FDIC insurance protects the money deposited into your covered accounts.

(1)Watch Out For Prize Scams – So You Don't End Up Losing Find out how prize scams can cost you money or steal your personal information - and learn what you can do to protect yourself.

(1)Preventing Financial Abuse Of The Elderly Financial abuse of the elderly can be devastating. Learn how you can spot the signs and stop this abuse.

(1)How to Protect Your Money When You Travel You’re going on vacation, and you know you’re going to spend money. So what’s safer to carry – plastic or cash?

(1)Taking A Trip? You Might Want to Consider Travel Insurance Taking a trip can be expensive – and unpredictable. That’s why you might want to consider travel insurance to protect you from loss, no matter where you plan to go.

(1)Do You Know How Your Payment Cards Work When You Travel? Getting ready for a vacation? Learn how planning ahead can save you money on travel transactions.

(1)How to Protect Your Money When You Travel You’re going on vacation, and you know you’re going to spend money. So what’s safer to carry – plastic or cash?

(1)Estate Planning for All Ages Planning for your twilight years, including estate planning, is important for everyone.

(1)Young Adults Should Start Saving for the Short and Long Term Now For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.

(1)Emergency Savings Can Help You Through Tough Times Building an emergency savings account can help you get through tough times. Learn what you can do.

(1)Learn How To Protect Yourself Against Identity Theft In College Learn how to protect yourself from identity theft while you’re in college. It’s a lesson that can last a lifetime.

(1)Paying Off Debt: Snowball vs. Avalanche Sometimes paying off debt can feel impossible, especially if you owe a lot. So, what can you do? Consider the snowball or avalanche methods.

(1)Need Student Financial Aid? Here’s A Great Place to Start. Are you going to need student financial aid? Here's a great place to start.

(1)It’s Important To Learn About Managing Your Money While In College It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.

(1)Do You Know When You Need To Start Repaying Your Student Loans? When it comes to your student loan, do you know when your payments will begin and how much you'll need to pay?

(1)Paying Debts and Learning To Save Money Can Reduce Your Financial Worries Paying debts and learning to save money can reduce your financial concerns. Check out these tips.

(1)What Is The Draw Of Cryptocurrency Like Bitcoin? What’s the big draw of cryptocurrency like Bitcoin and why are so many people talking about it?

(1)Mortgages and Federal Funding Rates Maybe you’ve seen a headline that said, “The Fed is raising interest rates”—but what does that mean for you as a consumer?

(1)When Should You Start Investing? Investing can be a great way to build wealth over time, but when is the right time to start?

(1)Investment Apps Investing can be a great way to build wealth for the future, and there are a variety of apps that can help get you started.

(1)Young Adults Should Start Saving for the Short and Long Term Now For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.

(1)Finding a Financial Advisor Managing your money can be a lot like juggling – the more balls you have in the air, the harder it gets. That’s why people often turn to financial advisors.

(1)How to Verify a Charity Before Donating Donating to charities can have a positive impact on countless lives, and it pays to give where your dollars will make the most difference.

(1)Costs to Selling a Home While most people think about the profit they’d like to make when selling their home, there will be some expenses to keep in mind.

(1)Try To Avoid Common Financial Mistakes What you do with your money can get you into a financial mess. Here are some tips to avoid that.

(1)Are You Taking The Time To Balance Your Checking Account? Nervous about how much money is in your checking account? Learn why it's important to keep track of your balance.

(1)Paying Debts and Learning To Save Money Can Reduce Your Financial Worries Paying debts and learning to save money can reduce your financial concerns. Check out these tips.

(1)Things To Know About Overdraft Protection Considering overdraft protection for your checking account? Here are some things to think about.

(1)An Emergency Savings Account Can Help Cover Unexpected Expenses Find out how an emergency fund can come to the rescue when you face unexpected expenses.

(1)Are You Saving For Your Future Needs? How much money should you be saving to meet your future financial needs? Here are some tips.

(1)What Is The Draw Of Cryptocurrency Like Bitcoin? What’s the big draw of cryptocurrency like Bitcoin and why are so many people talking about it?

(1)Learn How To Take Wise Financial Steps In Your 20s We know it might not be easy, but your 20s is an important time to start building solid financial habits. Here are some tips.