Have you avoided opening a checking or savings account at a financial institution because you don’t know if it’s right for you?
We all have to deal with money in some way – whether it’s a paycheck, paying bills, or even getting a loan.
And there are many alternative financial service businesses out there that offer money services – but they charge fees that can chip away at your hard-earned cash.
Many people turn to check-cashing and payday-loan businesses that can charge high fees - and the more you use them, the more they eat away at your money.
On the other hand, a traditional financial institution like ours offers you a wide variety of services with benefits, such as:
- Being able to talk to trained professionals who can advise you on wise ways to save, and how to monitor your spending.
- Checking and savings accounts that let you safely deposit your money and not have to carry large amounts of cash that could possibly be lost or stolen.
- Online and mobile access to your account 24 hours a day so you can track balances, transfer money between accounts, and monitor them for any irregularities. Account holders can even pay bills online.
- You can have your paycheck deposited directly into your account.
- Having a savings account can help get you in the habit of regularly setting aside money for emergencies, college or even retirement.
- Having an account and forming a relationship with your financial institution can help when it comes to getting a loan or a credit card.
So don’t keep throwing your money away. Visit one of our branches to talk to a trained professional about how having a checking and savings account can benefit you.