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		<title>Money IQ by First Federal Savings</title>
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		<copyright><![CDATA[Copyright &copy;2026 Beavercreek Marketing. All Rights Reserved.]]></copyright>
		<pubDate>Mon, 15 Dec 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[Estate Tax vs. Inheritance Tax: What's the Difference?]]></title>
			<description><![CDATA[Death and taxes are the two things they say you can't avoid...but what about death taxes? Learn more today!]]></description>
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			<pubDate>Mon, 15 Dec 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is a Money Market Account, and How Can it Help You Save?]]></title>
			<description><![CDATA[Saving money is important, but where you put your savings can also make a difference! Learn more about Money Market Accounts today!]]></description>
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			<pubDate>Fri, 15 Aug 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[How to Spot and Avoid Loan Scams Online]]></title>
			<description><![CDATA[Looking for a loan? Be wary of anyone promising &quot;guaranteed approval&quot;--it's likely a scam! ]]></description>
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			<pubDate>Tue, 15 Apr 2025 00:00:00 -0400</pubDate>
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			<title><![CDATA[Online Account Takeovers and How to Prevent Them]]></title>
			<description><![CDATA[If you've got a lot of online accounts, this one's for you! Learn how to protect yourself from online account takeovers today!]]></description>
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			<pubDate>Sat, 15 Feb 2025 00:00:00 -0500</pubDate>
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			<title><![CDATA[What is an Emergency Fund?]]></title>
			<description><![CDATA[Do you have an emergency savings fund? Learn more about what it is and how it can help keep you on track financially today!]]></description>
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			<pubDate>Fri, 15 Nov 2024 00:00:00 -0500</pubDate>
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			<title><![CDATA[Beware of Tax Scams]]></title>
			<description><![CDATA[Tax time can be prime time for tax-related scams and phishing attempts. Learn how to protect yourself today!]]></description>
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			<pubDate>Sun, 15 Sep 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Is this Company Legit? ]]></title>
			<description><![CDATA[Has this happened to you? An ad pops up on social media, offering a great deal on an amazing product&mdash;but you&rsquo;ve never heard of the company. Is it safe to click &ldquo;Buy&rdquo;?]]></description>
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			<pubDate>Thu, 15 Aug 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[AI Phone Scams]]></title>
			<description><![CDATA[Scammers are constantly looking for new ways to trick you, and as technology becomes more sophisticated, so do the scams. Do you know how to protect yourself from AI phone scams? ]]></description>
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			<pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[QR Code Scams]]></title>
			<description><![CDATA[QR codes, or Quick Response codes, are a convenient way to share information. But these convenient little codes have become a major target for scammers out to steal your money.]]></description>
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			<pubDate>Wed, 15 May 2024 00:00:00 -0400</pubDate>
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			<title><![CDATA[Cybercrooks and Retirement Accounts]]></title>
			<description><![CDATA[You check your bank account regularly for signs of cybertheft because it&rsquo;s a smart thing to do, but when was the last time you looked at your retirement account?]]></description>
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			<pubDate>Fri, 15 Dec 2023 00:00:00 -0500</pubDate>
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			<title><![CDATA[Young Adults Should Start Saving for the Short and Long Term Now]]></title>
			<description><![CDATA[For young people, the path to your financial goals could be months or decades in the future, so it's important to start saving early.]]></description>
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			<pubDate>Tue, 15 Aug 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Worried about late or lost mail? It's time for Online Bill Pay]]></title>
			<description><![CDATA[Late delivery of bills or payments sent through the mail can be frustrating--and costly. Online Bill Pay can help!]]></description>
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			<pubDate>Mon, 15 May 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[What is Multifactor Authentication?]]></title>
			<description><![CDATA[Hackers are always looking for ways to access your email and other important accounts, but multifactor authentication can make that far harder to do &ndash; so your information is safer.]]></description>
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			<pubDate>Sat, 15 Apr 2023 00:00:00 -0400</pubDate>
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			<title><![CDATA[Beware of Government Imposter Scams]]></title>
			<description><![CDATA[Important government programs designed to help citizens can backfire when scammers get involved!]]></description>
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			<pubDate>Tue, 15 Nov 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Don't Fall for Tech Support Scams]]></title>
			<description><![CDATA[You don&rsquo;t have to be a computer expert to recognize a tech support scam when you see one.]]></description>
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			<pubDate>Thu, 15 Sep 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Watch Out For Signs of a Romance Scam]]></title>
			<description><![CDATA[Looking for romance online? Don't get scammed.]]></description>
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			<pubDate>Sun, 15 May 2022 00:00:00 -0400</pubDate>
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			<title><![CDATA[Keep Yourself Safe From Medicare Scams And Fraud]]></title>
			<description><![CDATA[Are you guarding yourself from Medicare scams and fraud? Here are some things to consider.]]></description>
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			<pubDate>Tue, 15 Feb 2022 00:00:00 -0500</pubDate>
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			<title><![CDATA[Tips to Protect Yourself from Elder Financial Abuse]]></title>
			<description><![CDATA[Seniors shouldn't rush into financial decisions or feel pressured to act until they are ready. Find out why.]]></description>
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			<pubDate>Tue, 15 Jun 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[It&rsquo;s Important To Learn About Managing Your Money While In College]]></title>
			<description><![CDATA[It might not be a class you take, but one of the most important things you can learn in college is how to manage money. Find out why.]]></description>
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			<pubDate>Sat, 15 May 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[Try To Avoid Common Financial Mistakes]]></title>
			<description><![CDATA[What you do with your money can get you into a financial mess. Here are some tips to avoid that.]]></description>
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			<pubDate>Mon, 15 Mar 2021 00:00:00 -0400</pubDate>
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			<title><![CDATA[It Can Be Easy To Transfer Money To Family And Friends]]></title>
			<description><![CDATA[Need to transfer money to a family member or friend? There are banking tools you can use to make it easy.]]></description>
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			<pubDate>Mon, 15 Feb 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Are You A Victim Of Identity Theft? It&rsquo;s Time To Take Action.]]></title>
			<description><![CDATA[You need to take action if you suspect you are a victim of identity theft. Here are some things you can do.]]></description>
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			<pubDate>Fri, 15 Jan 2021 00:00:00 -0500</pubDate>
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			<title><![CDATA[Are You Taking The Time To Balance Your Checking Account?]]></title>
			<description><![CDATA[Nervous about how much money is in your checking account? Learn why it's important to keep track of your balance.]]></description>
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			<pubDate>Tue, 15 Sep 2020 00:00:00 -0400</pubDate>
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			<title><![CDATA[Don&rsquo;t Share Too Much On Social Media]]></title>
			<description><![CDATA[It's best not to share too much personal information on social media. Learn why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[Reasons Why You Should Use A Credit Card For Online Purchases]]></title>
			<description><![CDATA[What type of card should you use when shopping online? Your credit card is probably safest. Find out why.]]></description>
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			<pubDate>Tue, 15 Oct 2019 00:00:00 -0400</pubDate>
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			<title><![CDATA[What Is The Draw Of Cryptocurrency Like Bitcoin?]]></title>
			<description><![CDATA[What&rsquo;s the big draw of cryptocurrency like Bitcoin and why are so many people talking about it? ]]></description>
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			<pubDate>Fri, 15 Feb 2019 00:00:00 -0500</pubDate>
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			<title><![CDATA[Things You Should Know About Student Loans]]></title>
			<description><![CDATA[Will you need a student loan to attend college? Learn about some of your loan options today.]]></description>
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			<pubDate>Tue, 25 Apr 2017 00:00:00 -0400</pubDate>
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			<title><![CDATA[FDIC Insurance Protects Your Money Deposits]]></title>
			<description><![CDATA[Learn how FDIC insurance protects the money deposited into your covered accounts.]]></description>
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			<pubDate>Mon, 09 Jan 2017 00:00:00 -0500</pubDate>
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			<title><![CDATA[Tips To Avoid Holiday Scams]]></title>
			<description><![CDATA[&lsquo;Tis the season to be wary of holiday scams. Learn what you can do to protect your money.]]></description>
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			<pubDate>Tue, 10 Nov 2015 00:00:00 -0500</pubDate>
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			<title><![CDATA[Mobile Banking: It&rsquo;s Safe and Easy]]></title>
			<description><![CDATA[Security is at the core of our easy-to-use mobile banking app. Learn more today!]]></description>
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			<pubDate>Thu, 03 Sep 2015 23:00:00 -0400</pubDate>
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