What is Business Mobile Banking?

Business Mobile Banking is our mobile service that brings business banking to your phone. Business Mobile Banking allows you to monitor your account from your phone at any time.

What can I do with Business Mobile Banking?

Business Mobile Banking allows you to:

What phones are supported for Business Mobile Banking?

Apple iPhone® and all phones using the Android™ operating system are supported. The specific app for each operating system can be found at their respective app store.

Is Business Mobile Banking secure?

Business Mobile Banking uses state-of-the-art encryption and login security to protect your accounts. In addition, Business Mobile Banking applies all user permissions assigned in the online version of your business banking to mobile access. 

How can I make a deposit using Business Mobile Banking?

If you have an iPhone® or Android™ smart phone, simply download the application. Then, log in. You'll key in the amount of the deposit, and take a picture of the front and back of the check. That's it! Within seconds of uploading the transaction, you'll receive a confirmation that the deposit was received successfully.

What types of checks can be processed through Business Mobile Banking?

All personal and business U.S. checks can be processed through Business Mobile Banking. Checks from Canada and other foreign countries, food stamps, savings bonds and poor image quality checks must be deposited traditionally.

When can electronic deposits be issued to the financial institution?

You can transmit mobile deposits to the financial institution 24-hours a day, 7-days a week including weekends and holidays, with the exception of the financial institution's routine maintenance downtime.

When will deposits be posted into my account?

Deposits made before 4 p.m. Pacific time on a business day that have been received and accepted by the bank will be considered deposited that business day.  If a deposit is received by us after 4 p.m. Pacific time on a business day or if received on a Saturday, Sunday or federal holiday, it will be processed the next business day.

What should I do with the original paper checks after deposits are made?

Original checks should have "Mobile Deposit" written at the top of the page and put into retention for at least 60 days.

How do I prevent checks from being scanned and deposited twice?

The software has built-in duplicate detection tools that detect items already captured. If the software detects potential duplicate checks, an alert prompts you to make a decision about the items in question. Also endorse the back of the check with "For Mobile Deposit Only at Security State Bank".

How do I know the image quality is acceptable?

The software has an Image Quality Assessment (IQA) tool that automatically identifies problems with the check image. If a problem is detected, you'll be asked to retake the photo.

Need Assistance?

If you have additional questions, contact Security State Bank for assistance.