What is My Credit Score?

My Credit Score provides credit score information that helps make your credit rating more understandable. It also helps you learn how the information on your credit report translates into a score.

How can My Credit Score help me?

My Credit Score does much more than simply show you your Credit Score. It also offers a wide array of tools that can help you improve your Score:

• A free Credit Score
• Analysis of each component of your score so you know where it comes from
• Clear, simple explanations of factors that impact your score
• A calculator that shows how purchases, payoffs and other decisions will affect your score

Is My Credit Score really free?

There is no cost to you whatsoever for the My Credit Score credit score services.

Is my information safe with My Credit Score?

My Credit Score uses industry-standard security practices to protect your data.

Is my Credit Score affected when I use My Credit Score?

Using My Credit Score will never directly impact your credit score. When My Credit Score accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.