What is Business Mobile Banking?
Business Mobile Banking is our mobile service that brings business banking to your phone. Business Mobile Banking allows you to monitor your account from your phone at any time.
What can I do with Business Mobile Banking?
Business Mobile Banking allows you to:
- Review transfers and payments
- Approve transactions
- Deposit checks on the go
What phones are supported for Business Mobile Banking?
Apple iPhone® and all phones using the Android™ operating system are supported. The specific app for each operating system can be found at their respective app store.
Is Business Mobile Banking secure?
Business Mobile Banking uses state-of-the-art encryption and login security to protect your accounts. In addition, Business Mobile Banking applies all user permissions assigned in Business Online Banking to your mobile access.
How can I make a deposit using Business Mobile Banking?
If you have an iPhone® or Android™ smart phone, simply download the application. Then, log in. You'll key in the amount of the deposit, and take a picture of the front and back of the check. That's it! Within seconds of uploading the transaction, you'll receive a confirmation that the deposit was received successfully.
What types of checks can be processed through Business Mobile Banking?
All personal and business U.S. checks can be processed through Business Mobile Banking. Checks from Canada and other foreign countries, food stamps, savings bonds and poor image quality checks must be deposited traditionally. Please refer to the Terms and Conditions for additional details.
What should I do with the original paper checks after deposits are made?
Original checks should be stored for a minimum amount of time prior to being destroyed. Please refer to the Terms and Conditions for additional details.
How do I prevent checks from being scanned and deposited twice?
The software has built-in duplicate detection tools that detect items already captured. If the software detects potential duplicate checks, an alert prompts you to make a decision about the items in question. Also endorse the back of the check with "For Mobile Deposit Only" as a precaution.
How do I know the image quality is acceptable?
The software has an Image Quality Assessment (IQA) tool that automatically identifies problems with the check image. If a problem is detected, you'll be asked to retake the photo.
Need Assistance?
If you have additional questions, contact JCBank for assistance.