About Wire Transfers
For businesses that send payments on tight deadlines... 對於付款期較短的企業... wire transfers are a great financial management tool. 電匯是一種非常好用的財務管理工具。 They can be used to transfer money directly from an account at one financial institution... 它可以用於從一個金融機構的帳戶直接劃款... to an account at another. 到另一個帳戶。 they're also one of the most secure methods you can use for making or receiving payments. 它也是最安全的收付款方法之一。 Wires are transferred over secured banking networks. 電匯透過安全的銀行網路傳輸。 Providing confirmation when payments are sent... 款項匯出及收到時會... and received. 提供確認。 You only have to enter your own account... 您只需輸入一次您自己的帳戶... and routing information once. 和路線資訊。 That information can then be stored in a template form... 然後，該資訊將存儲在範本表格中... and used to initiate multiple transfers. 並用於啟動多次轉帳。 Wire transfers can be sent immediately or scheduled for a later date. 電匯可以立即發送，也可以安排在以後的日期發送。 And each transfer takes only a few clicks to complete. 每次轉帳只需點擊幾下即可完成。 Sign-up for this powerful financial tool... 註冊這種強大的財務工具... and start getting the benefits of easy wire transfers today. 從今天開始享受輕鬆電匯的種種好處。
New Wire Transfer
To get started, lets create a new wire transfer. 首先，我們先來新增一筆新的電匯。 From the menu, select the Wire Manager option... 從功能表中選擇「電匯經理」選項... then select New Wire Transfer. 然後選擇「新電匯」。 Select the type from the drop down menu. 從下拉式功能表中選擇類型。 Based on the type you selected, the corresponding template will open. 根據您選擇的類型，相應的範本將會打開。 Enter a description, and select a recurring frequency from the drop down menu. 輸入描述，從下拉式功能表中選擇一個重複頻率。 If the transaction you are setting up is one that repeats on a scheduled basis... 如果您要設置的交易是根據預定重複的交易... this allows you to automatically execute this transaction in the future, without setting it up each time. 您以後可以自動執行該交易，不用每次都設置。 Next, select the transfer start date and end date. 接下來，選擇轉帳開始日期和結束日期。 You may type the date into the text field... 您可以在文本欄位中鍵入日期... or click on the calendar icon, and select it from the calendar window. 或點擊日曆圖示，並從日曆視窗中選中。 Use the drop down menu to select the account you want money transfered from... 使用下拉式功能表選擇轉出帳戶... Enter the amount of money you want transfered from that account. 輸入您要從該帳戶轉出的金額。 Next, select the type of account the beneficiary has. 然後選擇收款人的帳戶類型。 The beneficiary is the account that will receive the transfer. 收款人是接收轉帳的帳戶。 Enter the beneficiary's account number, and pertinent address information. 輸入收款人的帳號及相關位址資訊。 If you want to include a message with your transfer, enter it here. 如果您想要在轉帳中添加消息，請在此處輸入。 Enter the details for the beneficiary's institution. 輸入收款行的詳細資訊。 This includes the identification type, identification number, name and address. 包括識別類型、識別碼、名稱和地址。 If you have incomplete information about the beneficiary's institution... 如果您的收款行資訊不完整... you can look it up by selecting the search icon. 您可以選擇「搜尋」圖示進行查找。 Enter any information you have; routing/transit number... 輸入您所擁有的任何資訊、銀行代碼/轉帳號碼... institution name, or city and state. 收款行名稱或者所在的城市和州。 A list of the institutions matching the information you provided will appear. 然後會出現與您所提供資訊匹配的機構清單。 Click on the institution name to fill in the routing or transit box. 點擊機構名稱以填寫路線或中轉方框。 Next, enter the receiving institution's routing or transit number... 接著，輸入接收機構的路線或中轉號... and the name, if it differs from the beneficiary institution. 名稱與收款行的名稱不同時，還需要填寫名稱。 Once the details of the wire transfer is entered... 填寫完電匯的詳細資訊後... you can choose to either save or process the transaction. 您可以選擇保存或處理該筆交易。 Saving the transaction stores the transfer as a pending transaction... 若選擇保存您的交易，該筆轉帳將保存為一筆待處理的交易... allowing you to make modifications at a later time. 您可以在以後進行修改。 A confirmation screen displays a summary of your wire transfer. 確認介面顯示您的電匯摘要。 Selecting Process submits the wire transfer to your financial institution... 若選擇「處理」，該筆電匯會被提交到您的金融機構... and a processing screen displays the progress of validation checks. 處理介面上將會顯示驗證的檢查進度。 Once your file has been successfully processed, click done. 成功處理您的文件後，點擊「完成」。 That's it. Your wire transfer has been submitted without an extra trip. 搞定。您的電匯已提交，無需額外操作。
New Wire Transfer Using Existing
To quickly submit a wire using information from an existing transfer... 使用已有轉帳資訊快速提交電匯時... Select New Wire Transfer Using Existing Transfer and submit. 選擇「新電匯使用已有轉帳」並提交。 Choose which existing wire you want to use from the wire list... 從電匯列表中選擇您要使用哪一次已有電匯... This will show a new transfer form populated with information you've already entered. 然後會出現一個新的轉帳表單，裡面包括了您已填寫的資訊。 You can change any of the information in the fields. 您可以更改欄位中的任何資訊。 When you are finished with the wire, select process. 完成電匯後，選擇「處理」。
Change Wire Transfer
Specific details of pending transfers may be changed... 在最後執行轉帳之前，可以隨時... at any time prior to final execution of the transfer. 更改待處理轉帳的具體詳情。 Simply select the change wire transfer option. 只需選擇「更改電匯轉帳」選項。 and provide any specific information about the pending transfer you want to change. 並提供有關您想要更改的待處理轉帳的任何具體資訊。 Select the transfer you want to change from the pending list. 從待處理列表中選擇您想要更改的轉帳項目。 Only transfers with a status of saved can be changed. 只有「已保存」狀態的轉帳專案可以更改。 The pending transfer will open in an editing screen. 待處理轉帳專案將在編輯介面中打開。 You can change the description... 您可以更改描述... recurring frequency… 重複頻率… date, account, amount and other transfer details as you wish. 日期、帳戶、金額及其他轉帳詳情。 When the pending transfer information is correct, save or process the transaction. 待處理轉帳資訊正確時，保存或處理該交易。 Saving will open a confirmation screen. 若「保存」該交易，將會打開確認介面。 Processing the wire transfer will open the validation screen... 若選擇「處理」，電匯將打開驗證介面... where it will be checked for duplication, limits and account balance. 檢查副本、限額及帳戶餘額。 Then, select done to return to the Select Wire Transfer Criteria screen. 然後選擇「完成」，返回到「選擇電匯轉帳條件」介面。
Delete Wire
To delete a scheduled transaction, select Delete Wire Transfer... 如果要刪除一筆預定的交易，請選擇「刪除電匯轉帳」... and provide any specific information about the transaction you want to delete. 並提供有關要刪除的交易的任何具體資訊。 From the list, find the pending transfer you want to delete... 從列表中找到要刪除的待處理轉帳... and click on the transfer description. 點擊「轉帳描述」。 Review the details of the transfer to ensure you have selected the correct transaction. 檢查轉帳的詳細資訊，以確保您選對交易。 Then click Next. 然後點擊「下一步」。 If this is a recurring transfer, you can choose to delete only the next transfer... 如果是重複轉帳，您可以選擇只刪除下一次轉帳... or you can delete all transfers that are scheduled in the future. 也可以刪除已預定好的所有後續轉帳。 Choose the appropriate option, and finish. 選擇適當的選項，然後完成。 The deletion of the transfer will be confirmed. 確認已刪除該筆轉帳。 Click Done, and the scheduled transfer is deleted completely. 點擊「完成」，預定的轉帳項目將完全刪除。
Inquire/Search Wire Transfer
You can track the status of a wire transfer in real time, online. 您可以線上即時跟蹤電匯的狀態。 Using the search function... 透過搜尋功能... you can look for the real time status of your wire transfer using any information you have available. 您可以用已有的資訊查找您的電匯的即時狀態。 For example, you can search for wires by type, description... 例如，您可以按類型、描述... date range, amount range, client name and more. 日期範圍、金額範圍、客戶名稱等搜尋電匯。 When you have provided information on the wire you wish to track, submit. 輸入您希望跟蹤的電匯的資訊後，點擊提交。 A list of wires matching the information you provided will be displayed. 然後將出現與您所提供資訊匹配的電匯清單。 The status of the wire transfer is shown in real time. 即時顯示電匯的狀態。 To see a detailed description of a specific wire transfer, select the wire number. 如果要查看一筆特定電匯的詳細描述，選擇電匯號。 The wire transfer details screen displays complete information on the wire. 電匯詳情介面將顯示有關該電匯的完整資訊。 Initiate a wire transfer, and track incoming and outgoing wires quickly and easily. 發起電匯轉帳，並快速、方便地跟蹤匯入和匯出。
Review Wire Transfer
Select Review Wire Transfer to display wire transfers awaiting action. 選擇「審核電匯」，顯示待操作的電匯轉帳。 Provide any known search parameters... 提供任何已知的搜尋參數... description, date range, amount range, and submit. 如描述、日期範圍、金額範圍等，並提交。 A list of transfers matching your parameters will display. 然後將出現與您的參數匹配的轉帳列表。 You can review the transfer details by selecting the description. 您可以選擇「說明」以查看轉帳詳情。 To approve or disapprove a single transfer, select it from the drop down. 批准或拒絕一筆轉帳時，從下拉式功能表中選中它。 Selecting Oustanding will leave the transfer in a pending status for later review and action. 若選擇「未完成」，該筆轉帳將保持待處理狀態，以供以後審核及操作。 Or you can approve or disapprove all listed transfers. 或者，您也可以批准或拒絕所有列出的轉帳。 Save your selections to change the status of the wire transfers. 「保存」您的選擇，以更改電匯的狀態。
Wire Transfer Templates
Wire Transfer Templates allow you to add wire instructions through easy to use templates that can be utilized at any time. 借助電匯傳輸範本，您可以透過簡單易用、隨時可用的範本添加電匯指示。 Saving time by permitting you to initiate a transaction without re-entering the basic instructions each time a wire is sent. 透過模版，您在發起一筆交易時，無需每次匯款都要重新輸入基本指示，節省時間。 It also allows you to require approval for any new or modified template... 您還可以要求批准任何新模版或修改後的範本... giving you more control over the wires originated on your behalf. 讓您能夠更好地控制代表您發起的電匯。 A list of your templates will display... 您的範本清單將... showing groups... 顯示群組... the name of the template... 範本的名稱... the type of wire each template initiates... 每個範本啟動的電匯類型... the template status... 範本狀態... and options to initiate a new transfer using the template... 以及使用範本啟動新轉帳專案的選項... edit the template... 編輯範本... or delete it. 或刪除模版。 You're able to create a new template from the screen. 您可以從該介面中創建一個新範本。 Choose the type of wire. 選擇電匯類型。 Select which users are able to originate wires using the template... 選擇哪些使用者可以使用範本發起電匯... and complete the wire instructions needed to execute and route the wire transfer. 填寫執行和發送電匯所需的電匯指示。 Then save. 然後保存。 The new template will now be available for initiating transfers. 新範本現在可用於發起電匯。 New transfer, opens the template to initiate a wire based on the information stored in the template. 新的轉帳專案將打開範本，根據存儲在範本中的資訊發起電匯。 Select a date. 選擇日期。 Enter an amount. 輸入金額。 And process to create the new wire transfer. 進行處理，以創建新的電匯轉帳專案。 Following verification checks... 完成驗證檢查後... the wire transfer is processed. 即已處理該電匯轉帳。
Review Wire Transfer Template
Wire transfer templates requiring approval can be reviewed and approved easily. 需要批准的電匯範本可以輕鬆完成審核及批准。 The review screen lists any templates that are pending approval. 審核介面列出待批准的範本。 To see the details of the template, select its name. 如果要查看範本的詳細資訊，選擇相應的名稱。 You can review all template settings... 您可以查看所有範本設置... including basic information such as the amount, amount ranges permitted for the template... 包括基本資訊，例如金額、範本允許的金額範圍... users who have access to the template, beneficiary information... 有權獲取該範本的使用者、收款人資訊... and originating account and financial institution information. 以及發起帳戶和金融機構資訊。 After reviewing the template details, Done will return you to the list. 審核完範本詳情後，點擊「完成」返回到列表。 From here, you can edit or delete the template. 您可以在這裡編輯或刪除範本。 Approve individual templates by using the checkbox. 使用核取方塊批准單個範本。 or approve all the templates in the list by using Select All. 或透過「全選」來批准清單中的所有範本。 Submit will save your action. 提交將保存您的操作。