Transcript for Mobile Banking
From Reliabank Dakota

Features

In this fast-paced world, financial decisions often require quick access to your information... anytime, anywhere. Our mobile app gives you the financial tools you need, wherever you are. View account balances and transfer funds between your accounts. Save time and hassle by paying your bills right from your mobile device. Save yourself a trip to the branch and deposit checks with just your smartphone's camera. View and manage the cards connected to your account with a wide range of tools and insights. With all these tools and more, you can easily get the information you need to make the best decisions for you and your financial goals anytime, anywhere. Mobile Banking. Simple. Seamless. Safe.

A Quick Tour

Introducing Mobile Banking From Reliabank Dakota —a fresh new way to manage your money, your payments, your cards, and just about any other financial obligation you might have. From our login, you’ll have the option of previewing balances, logging in using your device’s biometrics, and accessing helpful information. Once logged in, you’ll see your favorite accounts. you’ll find quick access to popular features. If you have additional accounts, you can expand your list, and it can be reorganized by selecting Edit Accounts. Tapping an account’s menu reveals quick actions you may wish to perform with the account, like transferring funds Tapping anywhere else on the account displays its details and recent transactions. Tapping a check icon displays its image. Cards offers seamless controls and spending insights for each of your debit and credit cards. Transfer and Pay offers control over the movement of money. From Transfers, you can initiate real-time transfers between your accounts with us, and view your scheduled internal transfers. From Payments, you can manage your bills whether you’re paying your electric bill or adding a new cable service. Deposit lets you deposit the paper checks you receive and view your deposit history. And More is where you’ll find our additional Services, Settings, and Contact Information. Questions? Select the menu in the upper right to call us. Or, if you’re finished, securely log out. We recommend logging out each time you complete a session. Mobile Banking It’s a fresh new way to manage your money, wherever you go.

Secure login

Logging in from your mobile device is simple and very secure. In fact, the first time you log in, you'll be logging in using the same multi-layer security that's used as if you're logging in from your desktop computer. We confirm your credentials along with the device you are using. When a new device is detected, you'll be asked to answer one of your Challenge Questions to confirm your identity. This strong approach to security provides simple access to your accounts and offers powerful protection against online fraud. The first time you log in, you'll begin by entering your Username which can be saved for future logins. So the next time you log in, you can simply enter your Password. If asked a security question, type your answer to securely log in. That's it. Once logged in, you have a few options available for future logins. Under the More option, you'll find Instant Balances, which lets you preview selected balances without requiring you to log in. And if your device supports fingerprint authentication or facial recognition, you'll have the option of logging in with either method.

Accounts

Staying connected to your accounts on the go is easy. Just log in and right away, you'll see your accounts, along with your balance information. Below, you'll find your Quick Links, which are simply convenient links to popular features. If you have additional accounts, you can view a complete list by selecting Show all accounts. Selecting Edit lets you customize how your accounts appear. Tap the name to change its nickname. And unselect an account to remove it from your list. And tapping Sort lets you change the order in which your accounts appear. Simply drag an account to change its position. Then tap Done to save your changes. Selecting an account's menu gives you a variety of options. You can make a quick transfer from or to this account. You can also make a quick deposit, Fd 1 Selecting the account displays your account's recent transactions, including those that are still pending. Simply scroll through the list to view more. If a transaction includes the check icon, you can tap it to view both the front and back of the item. When finished, simply close the window. You also have the option for searching for specific transactions. Just enter the keyword, check number, date, or amount, such as $1,000.00. And be sure to include the commas. Your results will appear in real-time. When finished, tap Cancel to return to the Accounts page. You can also select the eye icon to temporarily unmask your account number. When finished, select the back arrow to return to the Accounts page.

Cards

With our mobile banking app, managing your cards and better protecting them against fraud is right at your fingertips. Just tap Cards. At the top, you’ll see your selected card. If you have more than one, simply swipe left or right to view the details for each of your cards. You can add it to your mobile wallet, and the card can be turned on or off, right from here. You’ll also see a list of your card’s most recent transactions. Card Details includes your available rewards, a digital preview which Includes the card number, expiration date, and security code. detailed spending insights, Card Details allows you to view a digital image of the card, Manage Card gives you more specific tools, including Controls and Alerts for managing where and how your card is used. Travel plans, Reporting the card as lost or stolen. And managing your PIN. Wherever you are, however you bank, your cards on your terms.

Internal Transfers

Transfers lets you make real-time transfers between your accounts with us. And view a list of your upcoming transfers. Creating an internal transfer is easy. Begin by selecting the accounts, then the amount to transfer and, if you'd like, schedule it to take place in the future. Review your information, and if correct, make your transfer. That’s it. You'll see your updated balances along with a reference number verifying your transfer is complete. View Scheduled Transfers displays a list of your upcoming internal transfers. Just tap to view the details. If the transfer is not recurring, you can delete it. With Transfers, it’s easy to move your money, when and where you need it.

Payments

Pay Bills is where you manage all of your payments, getting your money where it needs to be! From here, you can manage your bills and view your bill pay activity. Search through billers you've previously set up and make payments in just a few steps. At the top of your list, you'll see your bills that are due, followed by billers with recent activity. Below, you'll find the remainder of your billers sorted alphabetically. Tapping a biller lets you make quick payments, or if the bill is associated with a due date, you can mark the bill as paid. You can also update the biller's information. and if they offer ebills, you can activate them from here. When finished, simply tap the back arrow to return to the Pay Bills screen. Activity displays your recent payment transactions at various stages of processing. If a payment is still pending, you can select it to cancel the payment or make edits to the amount, due date, or funding account.

Make Payment

Paying Bills is easy, whether you're paying this month's utility bill or paying for your lawn service. In fact, you can make payments to almost anyone from just about anywhere at almost any time. My Bills includes a complete list of all your previously added billers. At the top, you'll see your unpaid bills, followed by billers with recent activity. Below you'll find the remainder of your billers, sorted alphabetically. If a bill is due, you can simply select the biller to make your payment. Just review or update the information, then pay. That's it. You can make your payment recurring or select Done to return to your payment center. Paying other billers is just as easy. Just enter the amount, and if you'd like, change the delivery date. If you'd like to expedite your payment, simply choose an earlier delivery date, but keep in mind there may be an associated delivery fee for rushing it. When ready, pay it. That's it. Your payment will be scheduled for the selected date and added to your payment activity. From here, you can add recurring payments, or select Done to return to your list of billers.

Add A Company

Managing your billers while on the go is easy, whether you’re updating your electric bill or adding a new cell phone provider. From the My Bills tab, you can view a list of your previously added billers, search for specific billers, and add new ones. To add a biller manually, begin by selecting the type of biller you're adding -- in this example, a company. Then type their name. As you type, we'll check to see if the name you're adding matches any of the merchants in our network. If a match is found, you can simply add your account information, and you're all set to send them electronic payments. If you finish typing the name and a match cannot be found, payments will be sent via paper check. Simply select them, and enter your account number and, if you'd like, a nickname. When ready, select Add. Since the biller we're demonstrating was not found in our electronic network, you'll be asked to enter their street address, which will be used to mail their check. Once added, you can make your first payment right here. Simply enter the amount, and if you'd like, change the delivery date. That's it. Your payment will be scheduled for the selected date. From the confirmation screen, you can set up autopay for your biller or select Done to return to My Bills, and your new biller will be added to your list.

Add A Person

Adding new people to your list of billers is simple and offers a convenient method for making payments as well as storing those payments for future reference, whether you're reimbursing the coach for uniforms or making some kind of payment that might be tax deductible. To add a person, begin by selecting 'Person' as the type of biller you're adding. Then, enter their name, and, if you'd like, a nickname. Next, enter their mailing address including the city, state, and zip code. Finally, their phone number. When ready, add them, and you’re all set to start making payments, Just enter an amount, and confirm the delivery date. If you'd like your payment to arrive quicker, select Expedite and choose from the available options. When you're ready, pay them. That's it. Your payment will be scheduled for the selected date. From here, you can make your payment recurring or select Done to return to your list of billers.

Activity

The Activity tab provides a history of your recent payment transactions, including payments that are processing, payments that are pending, and payments that have been delivered. If your biller is receiving a paper check, you'll also see the estimated delivery date. If the payee is in our network and receives electronic payments, it will display the transaction date. To find a specific payment, simply type the biller name into the search field. Selecting an item displays its details. If the item is still pending, you'll have the option to cancel or edit the payment. Edit lets you change the account you are paying from or the delivery date. Once you've finished making your desired changes, just Save, and your newly edited payment will be rescheduled. Selecting Done returns you to your activity list, displaying your updated payment.

Deposit A Check

Making a deposit on the go is easy. From Deposit, you can deposit your paper checks as well as review your recent deposit history. To deposit a check, begin by properly endorsing the check you will be depositing. When depositing checks using your smartphone or other mobile device, we follow the recommendations found in Federal Banking Regulations and ask you to endorse your checks as demonstrated here. By doing that, it helps us identify checks that are deposited electronically. When ready, select Deposit a Check. To deposit a check, choose the account to make your deposit. Then enter the amount. Photograph the check against a background that gives you strong contrast. Ensure the entire check is visible, in focus, and well lit. When ready, tap the camera icon to snap your picture. If it's clear, use it. Repeat this process for the back of the check. Once both images have been captured, make your deposit. If asked a security question, simply type your answer. That's it! You can check the status of your deposit anytime. Statuses include pending, failed, and those which have been accepted. When depositing checks using your smartphone, it's recommended that you write a note on the original document reminding you that the check has been deposited, then storing the document until you've confirmed it's been accepted before safely destroying it.

More

More is where you’ll find our additional Services, Settings, and Contact Information. Under Services you'll find Open an Account. Under Settings you can enable Instant Balance. Change your password. If your device supports it, You can use your device's biometrics for authentication. And Your Profile Information. Contact Us includes our locations and phone numbers. Contact information is also available in the upper right. It's also where you securely log out. We recommend securely logging out each time you complete a session.

Locations

With our convenient locations service, getting direction to the nearest ATM or branch is simple. Selecting locations marks nearby locations on the map or in a list. Tapping a location displays its details. Tap again for directions. Tapping the pin icon returns you to the map. While in map view, you can tap the navigation icon to lock your screen to north. You may also search locations by category or by address. Then Tap a location to view its distance and address. Tap it again for details such as phone numbers, hours, and services. Then tap the navigation icon for turn by turn directions.

Instant Balance

With Instant Balance, Saved Users can simply tap the Instant Balance icon on their Password screen to securely preview their balances. If it's not yet enabled, tapping the icon will display a set-up screen. To set up Instant Balance, simply login from here. Once logged in, you'll go right to the Instant Balance set-up. Just turn it on, then select which accounts you'd like to include in your preview. There, you're all set. The next time you’re curious about a balance, simply tap the Instant Balance icon on your password screen. How's that for convenient? You can manage your instant balance settings, as well as which accounts are displayed, under More. Then, select the Instant Balance option to make your changes.

Biometric Authentication

If your device supports biometric authentication and you've enabled it in your device settings, you'll have the option of logging in using facial recognition, or saved fingerprints. From the More option, just locate the fingerprint settings. On Apple devices, it’s either labeled as Touch ID or Face ID. On Android devices, it’s called Fingerprint Login. Then, simply turn it on. That's it. All saved biometric profiles saved on your device can now be used for logging in. So the next time you log in, simply allow your device to recognize you to securely log in. To ensure high levels of security, if you log in using biometrics such as a fingerprint or facial recognition, we may ask for your password prior to completing certain types of transactions.

Tablets (A Quick Tour)

Introducing Mobile Banking From Reliabank Dakota -- a fresh new way to manage your money, your payments, your cards, and just about any other financial obligation you might have, right from your iPad or Android-based tablet. Just like our phone application, you have the option of enabling instant balance, offering quick balances without logging in. If your device supports biometric authentication, you’ll have the option of logging in using facial recognition or saved fingerprints. Once logged in, you'll see your accounts along with quick links. Tapping an account displays its transactions history. Another tap displays the check's image. Plus, you can quickly search for specific transactions simply by entering the keyword, check number, date, or amount, such as $1,000. Just be sure to include the comma. Transfer and Pay is where you control the movement of money. You can make real-time transfers between your accounts with us. And Payments is the easy way to make payments, whether you're paying a company or a person. Deposit is where you deposit your paper checks. And More is where you’ll find our additional Services, Settings, and Contact Information, which is also available in the upper right. When finished, we recommend logging out to securely end your session. Mobile Banking -- It's a fresh new way to manage your money from your tablet.